Credit cards: Interest-free period, perils of paying minimum due — 6 key things to know before getting your first one
Possessing a credit card is not only uncommon but somewhat close to…
Credit limit enhancement offer on credit card: Should you avail of it?
From time to time, you may get a message or email from…
Top 6 credit score myths: Don’t fall for these common misbeliefs
When Prerna applied for a credit card with a comparatively high limit…
How to block your lost debit or credit card? A step-by-step guide
Being the victim of identity theft or losing your debit or credit…
Unable to pay credit card outstanding? Should you convert it to a personal loan with easy EMIs
Sometimes, there is a medical or other financial emergency wherein you pay…
Do you need a CIBIL score to get a job as a bank clerk? Job seekers resist the idea a great deal
How is it to miss out on a job opportunity for want…
Home Loans: How to buy your first home despite high interest rates?
The high interest rates on home loans necessitate larger payments from home…
How does regular credit card usage affect your credit score over time? Experts explain
So you have your credit card and your bank has given you…
Considering a joint home loan? Here’s how to apply
A joint home loan is a type of housing loan in which…
What can you do if you have defaulted on your personal loans? Experts explain
Word to the wise – do not think of sweeping your loan…
Credit card consolidation: How to effectively pay off debt? Here are 6 key ways
As reported by TransUnion CIBIL, the average credit card debt per borrower…
Don’t have a CIBIL score? Here’s how a secured credit card can help you build it
What is a secured credit card?It is a type of credit card…
How to improve your credit score? Know it from experts
Improving your credit score is something that banks and NBFCs look favourably…
Personal Loans: 7 mistakes that you should avoid for smooth repayment
However, while the bank makes the loan sanction and disbursement part smooth,…
Using a personal loan to build credit score? Here are some important things to keep in mind
Does obtaining a loan contribute to building credit score?Utilising personal loans can…
Applying for a personal loan? Here are essential dos and don’ts you must keep in mind
Personal loans have emerged as one of the fastest growing segments for…
Ensure financial stability before opting for zero-interest EMIs, says Raj Khosla of MyMoneyMantra
A lot of millennials and Gen Zs take loans to fund their…
Why does your credit utilisation ratio have such a big impact on your CIBIL score?
What is the credit utilisation ratio?The credit utilisation ratio measures the amount…
Want to improve your credit utilisation ratio? Here’s how a personal loan can help
Personal loans can indirectly improve your credit utilisation ratio. Although they are…
How to manage your personal loan efficiently? Here are 5 best ways
Personal loans play an important part in the financial landscape, providing individuals…
