Tag: credit score

Business Loan: 7 game-changing factors that determine your interest rate

Funding is one of the biggest requirements for most businesses to survive…

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Personal loans: Is it wise to borrow money to repay existing debts? Here’s what you need to know

Do you have multiple loans to repay and worry that settling them…

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Credit Cards: Want to know which card suits you the most? Look out for 4 key factors

If you are planning to apply for a credit card, then make sure…

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Credit cards: Interest-free period, perils of paying minimum due — 6 key things to know before getting your first one

Possessing a credit card is not only uncommon but somewhat close to…

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Credit limit enhancement offer on credit card: Should you avail of it?

From time to time, you may get a message or email from…

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Top 6 credit score myths: Don’t fall for these common misbeliefs

When Prerna applied for a credit card with a comparatively high limit…

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How to block your lost debit or credit card? A step-by-step guide

Being the victim of identity theft or losing your debit or credit…

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Unable to pay credit card outstanding? Should you convert it to a personal loan with easy EMIs

Sometimes, there is a medical or other financial emergency wherein you pay…

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Home Loans: How to buy your first home despite high interest rates?

The high interest rates on home loans necessitate larger payments from home…

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How does regular credit card usage affect your credit score over time? Experts explain

So you have your credit card and your bank has given you…

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Considering a joint home loan? Here’s how to apply

A joint home loan is a type of housing loan in which…

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What can you do if you have defaulted on your personal loans? Experts explain

Word to the wise – do not think of sweeping your loan…

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Credit card consolidation: How to effectively pay off debt? Here are 6 key ways

As reported by TransUnion CIBIL, the average credit card debt per borrower…

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Don’t have a CIBIL score? Here’s how a secured credit card can help you build it

What is a secured credit card?It is a type of credit card…

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How to improve your credit score? Know it from experts

Improving your credit score is something that banks and NBFCs look favourably…

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Personal Loans: 7 mistakes that you should avoid for smooth repayment

However, while the bank makes the loan sanction and disbursement part smooth,…

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Using a personal loan to build credit score? Here are some important things to keep in mind

Does obtaining a loan contribute to building credit score?Utilising personal loans can…

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Applying for a personal loan? Here are essential dos and don’ts you must keep in mind

Personal loans have emerged as one of the fastest growing segments for…

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