savings

What is the connection between budgeting and personal finance? MintGenie explores

Although often ignored, budgeting is the key to achieving success and stability in your finances. Consider it as your personal…

4 months ago

How to navigate personal loans after 50? Here are 3 key considerations for borrowers

Emergencies can come in all shapes and forms, and they tend to present themselves at times when you are least…

4 months ago

FD interest rates: 6 banks offer highest returns on their 3-year fixed deposits

When the Reserve Bank of India (RBI) is expected to slash repo rate later this year, this is seen as…

4 months ago

Household savings plummet to 5-year low in FY23: Where did young India’s savings go?

India boasts of a youth-heavy population and this has been projected as one of the key factors that would contribute…

5 months ago

Govt holds small savings rate steady for September quarter

New Delhi: The Union finance ministry on Friday said that interest rates on small savings schemes for the September quarter…

5 months ago

Considering a joint home loan? Here’s how to apply

A joint home loan is a type of housing loan in which multiple individuals share the financial responsibility. It allows…

5 months ago

25% savings rate common among those over 30 years old, reveals survey

The Moneyview Savings Index 2024 reveals current savings and investment patterns in contemporary India. According to the survey, individuals with…

5 months ago

4 best personal finance books that will expose your mind to the world of investing

Studying finance books can significantly enhance your financial understanding and help you achieve your objectives. Introductory texts provide fundamental principles,…

5 months ago

6 essential tips must be considered to effectively manage your savings account

In addition, numerous individuals were incentivized by government policies to open savings accounts to obtain consistent credit income. Moreover, as…

5 months ago

Ensure financial stability before opting for zero-interest EMIs, says Raj Khosla of MyMoneyMantra

A lot of millennials and Gen Zs take loans to fund their weddings. What's your view on that? What are…

5 months ago

Beyond coverage: 4 common wellness benefits of life insurance

The role of life insurance extends far beyond merely providing financial coverage or lump sum payment in the event of…

6 months ago

Investing in yourself: How can saving today secure your financial future?

The proverbial saying, "Money speaks only one language: If you save me today, I will save you tomorrow," is more…

6 months ago

Top 10 small savings schemes retail investors should explore investing into

As a retail investor, when you zero in on an investment option, you are likely to have a key goal…

6 months ago

Balancing salary and real estate investment: How much should you invest?

A general rule of thumb is to aim to invest at least 10-15% of your income for retirement. This guideline…

6 months ago

7 key advantages of including high death benefit plans in your estate planning

Life is a journey of evolving needs and aspirations. As we navigate career milestones, start families, and plan for retirement,…

6 months ago

9 in 10 Indian LGBTQIA+ individuals prioritise savings for financial security: Report

New Delhi: Max Life Insurance Company Limited (Max Life) 's flagship study, the India Protection Quotient Survey (IPQ), in partnership…

6 months ago

Post office deposits: These risk-free savings schemes offer up to 7.5% return. Do you own any?

Post office deposits: In today's financial landscape, individuals often seek avenues to maximise savings while optimising tax benefits. While several…

6 months ago

Public Provident Fund: How to become a crorepati through simple investment?

There are times when people overestimate the ability of basic guaranteed return programs to build a sizable retirement portfolio. By…

6 months ago