retirement planning

Balancing risk and return with goals of retirement planning

I am 40 and recently received a ₹50 lakh windfall. My portfolio is heavily weighted towards equity mutual funds (60%)…

1 month ago

Social Security cost-of-living adjustment for 2025 may be 2.5%

2024-09-12 08:30:02 Patchareeporn Sakoolchai | Moment | Getty ImagesSocial Security beneficiaries have seen higher cost-of-living adjustments in recent years, prompted…

2 months ago

Confused investors are a sign of a developing economy

The Indian government has a target of turning India into a developed economy by 2047. From a generational point of…

3 months ago

Independence Day 2024: Can FIRE get you freedom from a regular 9-to-5 job?

Tired of your 9-to-5 job and want to rather sprawl cross-legged near a beach while hearing the rumble of sea…

3 months ago

Social Security cost-of-living adjustment may be 2.6% in 2025: estimate

2024-08-14 21:45:02 Rapideye | E+ | Getty ImagesEven as new government inflation data shows inflation subsiding, many retirees are still…

3 months ago

Budget 2024: How will the increased NPS tax deduction impact your retirement savings?

Budget 2024 has introduced significant changes to the National Pension System (NPS), aiming to make it more attractive and beneficial…

3 months ago

Investment strategy for long-term goals: Balancing education, retirement and charity

I wish to diversify my investment portfolio to align with my long-term financial goals. At 40, I have a monthly…

4 months ago

NPS vs PPF vs EPF: Which investment tool is better to accumulate retirement fund?

NPS vs PPF vs EPF: Selecting the right investment vehicle is essential when planning for retirement. In India, three popular…

5 months ago

What is the 30-30-30-10 rule for retirement planning?

Retirement planning: Saving money for retirement is a crucial goal that many people strive for, but the process of getting…

5 months ago

Investing in yourself: How can saving today secure your financial future?

The proverbial saying, "Money speaks only one language: If you save me today, I will save you tomorrow," is more…

6 months ago

How to decide on your retirement corpus

I work in the IT industry and have plans to retire in the next 10 years. I have already planned…

6 months ago

How financial planning helped this Mumbai family

In India, where the traditional joint family system is evolving, and the burden of elderly care is increasingly shifting to…

6 months ago

NPS: What are the limits to invest in equity in Tier I and Tier II accounts?

If you want to save a handsome corpus till your retirement, you can opt for the National Pension System (NPS).…

6 months ago

PPF: Triple advantage of Public Provident Fund— explained

The Public Provident Fund (PPF) is India's favoured long-term savings avenue. It offers investors a triple advantage: First, it is…

6 months ago

Public Provident Fund: How to become a crorepati through simple investment?

There are times when people overestimate the ability of basic guaranteed return programs to build a sizable retirement portfolio. By…

6 months ago