personal loans

Personal loans: Is it wise to borrow money to repay existing debts? Here’s what you need to know

Do you have multiple loans to repay and worry that settling them all will take a long time? While there…

3 days ago

HDFC Bank raises key lending rate for THIS tenure; check the latest MCLR for Sept 2024 here

HDFC Bank has revised its Marginal Cost of Lending-based interest rates (MCLR) with effect from Saturday i.e., September 7. Now,…

7 days ago

How to navigate personal loans after 50? Here are 3 key considerations for borrowers

Emergencies can come in all shapes and forms, and they tend to present themselves at times when you are least…

2 months ago

Unable to pay credit card outstanding? Should you convert it to a personal loan with easy EMIs

Sometimes, there is a medical or other financial emergency wherein you pay the amount with your credit card. But what…

2 months ago

What can you do if you have defaulted on your personal loans? Experts explain

Word to the wise – do not think of sweeping your loan (if defaulted) under the carpet and make sure…

3 months ago

Credit card consolidation: How to effectively pay off debt? Here are 6 key ways

As reported by TransUnion CIBIL, the average credit card debt per borrower in India was approximately ₹36,000 in 2021. While…

3 months ago

How to personally audit your financial life to ensure you are on track

In this article, while we will try to establish a structure to personal financial audits, we should also acknowledge that…

3 months ago

Personal Loans: 7 mistakes that you should avoid for smooth repayment

However, while the bank makes the loan sanction and disbursement part smooth, you should make sure the repayment part is…

3 months ago

Using a personal loan to build credit score? Here are some important things to keep in mind

Does obtaining a loan contribute to building credit score?Utilising personal loans can serve as an effective method for enhancing credit…

3 months ago

How to manage your personal loan efficiently? Here are 5 best ways

Personal loans play an important part in the financial landscape, providing individuals and businesses with the financing they need to…

3 months ago

Considering a second personal loan? Here are the challenges and alternative solutions

Anytime can be an unexpected time for financial events to happen, even after you’ve taken out a personal loan. If…

3 months ago

Personal loans for government employees: Here are 9 key benefits

A personal loan intended only for central and state government employees is known as a government personal loan plan. Through…

3 months ago

Personal loans for veterans: How are they different from regular ones? MintGenie explains

By doing research and contrasting veteran-specific loan options with conventional personal loans, veterans may be able to determine which financing…

4 months ago

7 crucial steps to follow to get a personal loan after bankruptcy

A frequent myth is that if you have filed bankruptcy, especially discharged bankruptcy, you would be unable to obtain any…

4 months ago

Personal loan rejected? Here’s what to do next to ensure approval in future

Know whyLook for a letter of rejection. It is mandatory for lenders to provide a notification of “adverse action" detailing…

4 months ago