personal finance

Car Insurance: How to ensure comprehensive coverage with monsoon add-ons? Here are 6 ways

These include engine protection cover, zero depreciation cover, tyre protector, assistance cover, flood assistance cover, EMI protection cover, and consumables…

6 months ago

Personal Loans: 7 mistakes that you should avoid for smooth repayment

However, while the bank makes the loan sanction and disbursement part smooth, you should make sure the repayment part is…

6 months ago

Income Tax Return: What are the alternatives to Form 16 that can be used while filing ITR?

July 31, 2024, is the deadline for submitting Income Tax Returns (ITRs) for the Assessment Year (AY) 2024–2025. Before submitting…

6 months ago

Cyber frauds: How are money mule scams impacting India’s financial inclusion efforts?

A 400% increase in payment frauds, cases where 125 young boys are collectively duped out of ₹1 crore, life savings…

6 months ago

Income Tax Return: How to maximise your tax refunds while filing ITR?

Availing of necessary deductions and exemptionsTaxpayers should use all available deductions and exemptions to reduce their tax liability. Examining the…

6 months ago

6 essential tips must be considered to effectively manage your savings account

In addition, numerous individuals were incentivized by government policies to open savings accounts to obtain consistent credit income. Moreover, as…

6 months ago

SEBI mulls boosting NRI/ OCI participation in IFSC-based FPIs. Details here

The current FPI regulations issued by SEBI states that NRIs or OCIs or RIs may be constituents of the FPI,…

6 months ago

Applying for a personal loan? Here are essential dos and don’ts you must keep in mind

Personal loans have emerged as one of the fastest growing segments for banks. With abundant liquidity, banks are chasing customers…

6 months ago

Gullak Season 4 on SonyLIV: 3 valuable money lessons to learn from the series

This little family draws you into their lives so easily you smile as you find parallels with your own mother…

6 months ago

Why does your credit utilisation ratio have such a big impact on your CIBIL score?

What is the credit utilisation ratio?The credit utilisation ratio measures the amount of credit an individual utilises from the credit…

6 months ago

Beyond coverage: 4 common wellness benefits of life insurance

The role of life insurance extends far beyond merely providing financial coverage or lump sum payment in the event of…

6 months ago

Short on cash, rich in gold? Here’s how a gold loan can put more money in your pocket

The sharp rise in gold prices over the past few months may have made buying the yellow metal a tall…

6 months ago

Investing in yourself: How can saving today secure your financial future?

The proverbial saying, "Money speaks only one language: If you save me today, I will save you tomorrow," is more…

6 months ago

6 key financial changes in June 2024: Credit card rules, mutual fund nomination and more

Income Tax deadlinesForm 16: Employers typically provide employees with Form 16, a summary of their income and tax deductions for…

6 months ago

8 essential strategies for bespoke portfolio creation for UHNI investors

UHNI as defined are individuals that operate in large sums of money in terms of incomes and assets. They too…

6 months ago

Income Tax Return filing: Salaried individuals need to be aware of these 5 key points

If you are a salaried income tax payer, the process to file income tax return is quite simple, to say…

6 months ago

Private sector employees should focus on EPF, PPF, NPS for retirement, says Preeti Sharma of BDO India

In an interview with MintGenie, Sharma said that the Government should chalk down a clear transition plan to move to the new…

6 months ago

Submitted wrong ITR form? Know how many times you can revise return

Correcting any mistakes or omissions in your initial Income Tax Return (ITR) is the aim of filing a revised ITR.…

6 months ago

Top 10 small savings schemes retail investors should explore investing into

As a retail investor, when you zero in on an investment option, you are likely to have a key goal…

6 months ago

Term Life Insurance: Why should you not buy a return-of-premium option?

But there are some cost-conscious Indians who still can’t digest the fact that on maturity (and survival), the term plans…

6 months ago