personal finance

Govt to allow upto four nominees in deposit, locker accounts in a bid to bring unclaimed deposits down

A new Bill proposed in the Parliament has a provision which says that deposit and locker holders can name up…

3 months ago

Social Security cost-of-living adjustment may be 2.6% in 2025: estimate

2024-08-14 21:45:02 Rapideye | E+ | Getty ImagesEven as new government inflation data shows inflation subsiding, many retirees are still…

3 months ago

ITR filing: How can taxpayers check their income tax refund status online? A step-by-step guide

Now that you have filed your income tax returns, you must be wondering when you will receive your income tax…

3 months ago

FD interest rate: Union Bank offers up to 8.15 percent on 333-day fixed deposits

Union Bank of India has recently revised its interest rates on fixed deposits and now it offers a special interest…

3 months ago

Budget 2024: How will the increased NPS tax deduction impact your retirement savings?

Budget 2024 has introduced significant changes to the National Pension System (NPS), aiming to make it more attractive and beneficial…

3 months ago

HDFC Bank announces new reward points limits for credit cards from September 1st. Details here

Banks keep announcing changes to their credit card reward points program from time to time. Some of the reasons they…

3 months ago

HSBC Live+ Credit Card: Enjoy 10% cashback on groceries, dining, and food delivery—Is it worth applying?

In the last few years, some credit cards have emerged in the cashback segment. These cards offer cashback ranging from…

4 months ago

Top 6 credit score myths: Don’t fall for these common misbeliefs

When Prerna applied for a credit card with a comparatively high limit of 5 lakh rupees, in the first year…

4 months ago

Current mortgage rates as of August 5, 2024

2024-08-06 02:30:02 The current average interest rate for a fixed-rate, 30-year conforming mortgage loan in the United States is 6.429%,…

4 months ago

Income Tax: As the ITR filing deadline for FY24 ends tonight, be aware of these key points

Since the deadline to file income tax return (ITR) did not get any extension beyond July 31, the last date…

4 months ago

What is the connection between budgeting and personal finance? MintGenie explores

Although often ignored, budgeting is the key to achieving success and stability in your finances. Consider it as your personal…

4 months ago

Your Questions Answered: Can I find travel insurance that includes coverage for pre-existing conditions?

Q. I have a pre-existing medical condition and I am planning an international trip. Does travel insurance cover pre-existing conditions,…

4 months ago

How to navigate personal loans after 50? Here are 3 key considerations for borrowers

Emergencies can come in all shapes and forms, and they tend to present themselves at times when you are least…

4 months ago

ITR Filing: Want to switch back to the old tax regime? Here’s how to do it

There is some leeway in selecting a tax regime thanks to the Income Tax Department. Lower tax rates and a…

4 months ago

Confused whether capital gains tax on your asset sale will be short term or long term? Here is a complete guide

If you have recently sold an asset and are unsure whether the sale will be computed as per the short-term…

4 months ago

Income Tax Return: Can Budget 2024 tweaks impact your ITR filing? All you need to know ahead of July 31 deadline

With the revision of tax rates in the new tax regime (NTR) announced in Budget 2024, some taxpayers are in…

4 months ago

ITR filing: Still want to switch to old income tax regime? Here is what you can do

In Budget 2024, the central government has sweetened the new tax regime with more slab relaxations and an increase in…

4 months ago

Unable to pay credit card outstanding? Should you convert it to a personal loan with easy EMIs

Sometimes, there is a medical or other financial emergency wherein you pay the amount with your credit card. But what…

4 months ago

ITR Filing 2024: What is the penalty amount for filing income tax returns after the due date?

Submitting the Income Tax Return (ITR) is essential as it outlines a taxpayer’s earnings over the fiscal year, and doing…

4 months ago

ITR Filing 2024: How can you verify your income tax return? A step-by-step guide

Verifying your Income Tax Return (ITR) after filing is crucial, and fortunately, the Income Tax Department offers several convenient methods…

4 months ago