Financial independence and early retirement—a dream for many may remain a distant dream for many more. Finsafe India's State of…
India is celebrating its 78th Independence Day tomorrow.This Independence Day is a good time for you to take concrete measures…
When Prerna applied for a credit card with a comparatively high limit of 5 lakh rupees, in the first year…
Emergencies can come in all shapes and forms, and they tend to present themselves at times when you are least…
Sometimes, there is a medical or other financial emergency wherein you pay the amount with your credit card. But what…
The Reserve Bank of India (RBI) expressed its surprise at some banks having lakhs of accounts that are used for…
India boasts of a youth-heavy population and this has been projected as one of the key factors that would contribute…
The high interest rates on home loans necessitate larger payments from home buyers when repaying their debts through equated monthly…
When a life variable is an important determinant of choices we make, it has an equal ability to bring peace…
MUMBAI: Unsecured loans by NBFCs expanded at a compound annual growth rate (CAGR) of about 32% during FY2017-2024. While this…
A joint home loan is a type of housing loan in which multiple individuals share the financial responsibility. It allows…
Word to the wise – do not think of sweeping your loan (if defaulted) under the carpet and make sure…
As reported by TransUnion CIBIL, the average credit card debt per borrower in India was approximately ₹36,000 in 2021. While…
What is a secured credit card?It is a type of credit card issued against the security of a fixed deposit.…
Improving your credit score is something that banks and NBFCs look favourably on, as it means that you are a…
Coinbase has decided to put a halt on its Coinbase Borrow service. It allowed people to borrow loans up to…
However, while the bank makes the loan sanction and disbursement part smooth, you should make sure the repayment part is…
Personal loans have emerged as one of the fastest growing segments for banks. With abundant liquidity, banks are chasing customers…
A lot of millennials and Gen Zs take loans to fund their weddings. What's your view on that? What are…
What is the credit utilisation ratio?The credit utilisation ratio measures the amount of credit an individual utilises from the credit…