expert speak

4 best balance transfer credit cards in India for 2024; check details here

Credit cards are a great tool to manage finances. They not only make life easy because of the ease of…

4 weeks ago

From Chaos to Control: 10 game-changing habits to achieve financial stability

Achieving financial stability and prosperity involves more than just earning a good salary or making high returns on investments. It…

2 months ago

Are all gifts taxable in India? Discover the rules that apply

Receiving a gift, whether it’s cash, property, or a sentimental item, is always a delight. However, not all gifts come…

2 months ago

How to protect yourself from financial scams? Here are 7 ways

"Get 12% assured returns on a monthly basis!"“Earn 120% annual returns with zero risk!”These are some of the classic hooks…

2 months ago

Budget 2024: How will the increased NPS tax deduction impact your retirement savings?

Budget 2024 has introduced significant changes to the National Pension System (NPS), aiming to make it more attractive and beneficial…

3 months ago

Your Questions Answered: Can I find travel insurance that includes coverage for pre-existing conditions?

Q. I have a pre-existing medical condition and I am planning an international trip. Does travel insurance cover pre-existing conditions,…

4 months ago

New Tax Regime 2024: From implications to benefits; all you need to know

The introduction of the new tax regime in India marks a significant shift in the country's tax landscape, aimed at…

4 months ago

What are the key changes proposed in the new excise bill?

With the introduction of GST, most of the goods were subsumed in the newly enacted law, except five products in…

4 months ago

Is your money management strategy actually working? Key signs you might be off track

When it comes to managing money or investing, we all feel like our way is the right way because it…

4 months ago

Household savings plummet to 5-year low in FY23: Where did young India’s savings go?

India boasts of a youth-heavy population and this has been projected as one of the key factors that would contribute…

5 months ago

How to navigate financial stress like a pro? Here are tips and tricks

When a life variable is an important determinant of choices we make, it has an equal ability to bring peace…

5 months ago

5 key measures that can help mitigate the risk of credit card fraud

The increasing number of credit card frauds highlights the critical need for robust security measures in the financial industry. As…

5 months ago

Considering a joint home loan? Here’s how to apply

A joint home loan is a type of housing loan in which multiple individuals share the financial responsibility. It allows…

5 months ago

Why investing in luxury real estate is a smart move for high returns?

Mumbai, India's financial powerhouse, is a magnet for real estate investors aiming for high returns. Within this dynamic market, luxury…

5 months ago

Combatting OTP fraud: 3 best practices for secure online transactions

In the digital age, the convenience of online banking and e-commerce has become indispensable. However, this convenience has also heightened…

5 months ago

Embrace democratic decision-making in family business succession, says Jatin Popat of WillJini Succession Services

What are the key elements to consider in family business succession planning?Family business succession is very comprehensive because a lot…

5 months ago

International Yoga Day 2024: How can practising yoga regularly impact your health insurance premiums?

In recent years, yoga has gained immense popularity worldwide for its numerous health benefits. From improving physical flexibility to enhancing…

5 months ago

AI and blockchain solutions for unclaimed asset recovery, says Vikash Kumar Jain of Share Samadhan

Blockchain can provide a transparent mechanism for tracking ownership and automating transfers of unclaimed assets through smart identification of claimants,…

5 months ago

Why is residential real estate one of the safest investment options in India?

Following a spectacular performance in 2023, the housing market continues to thrive, driven by a shifting consumer preference towards homeownership…

5 months ago

Credit card consolidation: How to effectively pay off debt? Here are 6 key ways

As reported by TransUnion CIBIL, the average credit card debt per borrower in India was approximately ₹36,000 in 2021. While…

5 months ago