Credit

Unable to pay credit card outstanding? Should you convert it to a personal loan with easy EMIs

Sometimes, there is a medical or other financial emergency wherein you pay the amount with your credit card. But what…

4 months ago

Citi-Axis Bank credit card transition completes today: Billing cycle, reward points — what will change and what won’t

Axis Bank will complete Citi’s credit card portfolio migration on July 15. While this is a major shift for Citi…

4 months ago

ITR filing FY 2023-24: How to pay income tax using your credit card? A step-by-step guide

The deadline for filing income tax returns (ITR) for the financial year 2023-24 is July 31. There are numerous benefits…

4 months ago

Beware! 10 sneaky credit card charges that could drain your wallet

To decide whether to apply for a specific credit card, you should know the benefits and the costs involved. Usually,…

5 months ago

Govt launches initiatives to boost online trading of MSMEs, credit access for women-led businesses

New Delhi: Union minister for MSME Jitan Ram Manjhi on Thursday launched two initiatives to boost micro and small businesses…

5 months ago

Rishabh Pant, Rohit Sharma’s unnoticed ‘perfect move’ in South Africa’s T20 WC loss gets credit; Ravi Shastri says…

2024-07-01 10:30:01 South Africa looked to stay in the hunt for 177 against India at the Kensington Oval in Barbados…

5 months ago

How does regular credit card usage affect your credit score over time? Experts explain

So you have your credit card and your bank has given you an offer of some tempting loan offers. You…

5 months ago

NBFC unsecured loans grow twice as fast as retail credit

MUMBAI: Unsecured loans by NBFCs expanded at a compound annual growth rate (CAGR) of about 32% during FY2017-2024. While this…

5 months ago

5 key measures that can help mitigate the risk of credit card fraud

The increasing number of credit card frauds highlights the critical need for robust security measures in the financial industry. As…

5 months ago

Accor loyalty program: How to enjoy free hotel stays with credit card reward points?

Let us explore one such program, Accor Live Limitless (ALL) by Accor. We will discuss what is the ALL program…

5 months ago

Credit card consolidation: How to effectively pay off debt? Here are 6 key ways

As reported by TransUnion CIBIL, the average credit card debt per borrower in India was approximately ₹36,000 in 2021. While…

5 months ago

Credit Agricole’s CACEIS Registers as Digital Asset Custody Provider With French Regulator AMF

CACEIS, the asset servicing business owned by Credit Agricole and Santander, has registered with France's markets regulator AMF to provide…

5 months ago

Don’t have a CIBIL score? Here’s how a secured credit card can help you build it

What is a secured credit card?It is a type of credit card issued against the security of a fixed deposit.…

5 months ago

What you need to know about secured credit cards

Credit cards offer rewards, cashbacks, and discounts on purchases. Timely payments can boost your credit score. However, not everyone qualifies…

5 months ago

How to improve your credit score? Know it from experts

Improving your credit score is something that banks and NBFCs look favourably on, as it means that you are a…

5 months ago

Using a personal loan to build credit score? Here are some important things to keep in mind

Does obtaining a loan contribute to building credit score?Utilising personal loans can serve as an effective method for enhancing credit…

5 months ago

Why does your credit utilisation ratio have such a big impact on your CIBIL score?

What is the credit utilisation ratio?The credit utilisation ratio measures the amount of credit an individual utilises from the credit…

6 months ago

Want to improve your credit utilisation ratio? Here’s how a personal loan can help

Personal loans can indirectly improve your credit utilisation ratio. Although they are not included in the utilisation ratio since they…

6 months ago

6 key financial changes in June 2024: Credit card rules, mutual fund nomination and more

Income Tax deadlinesForm 16: Employers typically provide employees with Form 16, a summary of their income and tax deductions for…

6 months ago

Fintechs and NBFCs can solve credit issues for SMEs and MSMEs, says Vikas Singh of Sugmya Finance

In an interview with MintGenie, Singh said that fintechs and NBFCs can play a considerable role in solving the credit accessibility…

6 months ago