credit utilisation ratio

Credit cards: Interest-free period, perils of paying minimum due — 6 key things to know before getting your first one

Possessing a credit card is not only uncommon but somewhat close to financial necessity in current times. However, before you…

2 months ago

How does regular credit card usage affect your credit score over time? Experts explain

So you have your credit card and your bank has given you an offer of some tempting loan offers. You…

5 months ago

Why does your credit utilisation ratio have such a big impact on your CIBIL score?

What is the credit utilisation ratio?The credit utilisation ratio measures the amount of credit an individual utilises from the credit…

6 months ago