credit utilisation ratio

Credit cards: Interest-free period, perils of paying minimum due — 6 key things to know before getting your first one

Credit cards: Interest-free period, perils of paying minimum due — 6 key things to know before getting your first one

News Today September 12, 2024

Possessing a credit card is not only uncommon but somewhat close to financial necessity in current times....

How does regular credit card usage affect your credit score over time? Experts explain

How does regular credit card usage affect your credit score over time? Experts explain

News Today June 23, 2024

So you have your credit card and your bank has given you an offer of some tempting...

Why does your credit utilisation ratio have such a big impact on your CIBIL score?

Why does your credit utilisation ratio have such a big impact on your CIBIL score?

News Today June 9, 2024

What is the credit utilisation ratio? The credit utilisation ratio measures the amount of credit an individual...