credit card

Credit cards: Interest-free period, perils of paying minimum due — 6 key things to know before getting your first one

Possessing a credit card is not only uncommon but somewhat close to financial necessity in current times. However, before you…

2 months ago

Travelling abroad? Here are 3 zero-forex credit cards you can get for free

One of the biggest challenges of international travel is the additional cost of foreign exchange (forex) markups. Whether you swipe…

3 months ago

Independence Day 2024: Why should you strive to find freedom from debt?

India is celebrating its 78th Independence Day tomorrow.This Independence Day is a good time for you to take concrete measures…

3 months ago

HDFC Bank announces new reward points limits for credit cards from September 1st. Details here

Banks keep announcing changes to their credit card reward points program from time to time. Some of the reasons they…

3 months ago

HSBC Live+ Credit Card: Enjoy 10% cashback on groceries, dining, and food delivery—Is it worth applying?

In the last few years, some credit cards have emerged in the cashback segment. These cards offer cashback ranging from…

4 months ago

Top 6 credit score myths: Don’t fall for these common misbeliefs

When Prerna applied for a credit card with a comparatively high limit of 5 lakh rupees, in the first year…

4 months ago

How to block your lost debit or credit card? A step-by-step guide

Being the victim of identity theft or losing your debit or credit card can be quite upsetting. You must take…

4 months ago

Unable to pay credit card outstanding? Should you convert it to a personal loan with easy EMIs

Sometimes, there is a medical or other financial emergency wherein you pay the amount with your credit card. But what…

4 months ago

Citi-Axis Bank credit card transition completes today: Billing cycle, reward points — what will change and what won’t

Axis Bank will complete Citi’s credit card portfolio migration on July 15. While this is a major shift for Citi…

4 months ago

How does regular credit card usage affect your credit score over time? Experts explain

So you have your credit card and your bank has given you an offer of some tempting loan offers. You…

5 months ago

Don’t have a CIBIL score? Here’s how a secured credit card can help you build it

What is a secured credit card?It is a type of credit card issued against the security of a fixed deposit.…

5 months ago

How to personally audit your financial life to ensure you are on track

In this article, while we will try to establish a structure to personal financial audits, we should also acknowledge that…

5 months ago

Adani makes credit card foray, ties up with ICICI Bank

MUMBAI: Adani Group chairman Gautam Adani has introduced a credit card in alliance with ICICI Bank, marking his foray into…

6 months ago

Credit card issued without your consent? Here’s what you should do

Restrictions have been implemented by the Reserve Bank of India (RBI) to protect consumers from unsolicited credit cards. This law was…

6 months ago

Credit card debt: Traps to avoid and strategies to pay off faster

Credit card debt can spiral out of control if not managed properly, leading to financial distress. High interest rates, minimum…

6 months ago