According to an ET report, general customers of HDFC Bank will receive a 3% interest rate on fixed deposits maturing between 7 and 29 days. Deposits with maturities ranging from 30 to 45 days will fetch an interest rate of 3.50%, while those maturing between 46 days and less than six months will earn 4.50% interest.
For fixed deposits maturing between six months and one day and less than nine months, the bank offers a 5.75% interest rate. Deposits with maturities between nine months and one day and less than one year will receive a 6% interest rate.
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Fixed deposits maturing between one year and less than 15 months will earn an interest rate of 6.60%, while those maturing between 15 months and less than 18 months will receive a 7.10% interest rate. HDFC Bank offers 7.25% interest rate on FD tenure of 18 months to less than 21 months.
HDFC Bank has announced an increase in interest rates for fixed deposits with maturities ranging from 21 months to less than three years. The bank now offers a 7% interest rate on deposits maturing between 21 months and less than two years and eleven months.
For tenures of 2 years 11 months to less than 3 years and 2 years 1 day to less than 2 years 11 months, the bank has raised the interest rate from 7% to 7.15%. Additionally, the bank has increased the interest rate by 20 basis points, from 7% to 7.20%, for tenures of 3 years 1 day to less than 4 years 7 months and 4 years 7 months 1 day to less than 5 years. For deposits with a tenure of 5 years 1 day to 10 years, the bank offers a 7% interest rate.
| Tenor Bucket | < 2 Crore |
| Interest Rate (per annum) | |
| 7 – 14 days | 3.00% |
| 15 – 29 days | 3.00% |
| 30 – 45 days | 3.50% |
| 46 – 60 days | 4.50% |
| 61 – 89 days | 4.50% |
| 90 days < = 6 months | 4.50% |
| 6 months 1 days < = 9 months | 5.75% |
| 9 months 1 day to < 1 year | 6.00% |
| 1 year to < 15 months | 6.60% |
| 15 months to < 18 months | 7.10% |
| 18 months to < 21 months | 7.25% |
| 21 months – 2 years | 7.00% |
| 2 Years 1 day to < 2 Year 11 Months | 7.15% |
| 2 Years 11 Months – 35 Months | 7.15% |
| 2 Years 11 Months 1 day < = 3 Year | 7.15% |
| 3 Years 1 day to < 4 Years 7 Months | 7.20% |
| 4 Year 7 Months – 55 months | 7.20% |
| 4 Year 7 Months 1 day < = 5 Years | 7.20% |
| 5 Years 1 day – 10 Years | 7.00% |
HDFC Bank provides interest rates ranging from 3.5% to 7.75% on tenures spanning from 7 days to 10 years for senior citizens. The highest interest rate of 7.75% is offered on deposits with a tenure of 18 months to less than 21 months.
| Tenor Bucket | |
| **Senior Citizen Rates (per annum) | |
| 7 – 14 days | 3.50% |
| 15 – 29 days | 3.50% |
| 30 – 45 days | 4.00% |
| 46 – 60 days | 5.00% |
| 61 – 89 days | 5.00% |
| 90 days < = 6 months | 5.00% |
| 6 months 1 days < = 9 months | 6.25% |
| 9 months 1 day to < 1 year | 6.50% |
| 1 year to < 15 months | 7.10% |
| 15 months to < 18 months | 7.60% |
| 18 months to < 21 months | 7.75% |
| 21 months – 2 years | 7.50% |
| 2 Years 1 day to < 2 Year 11 Months | 7.65% |
| 2 Years 11 Months – 35 Months | 7.65% |
| 2 Years 11 Months 1 day < = 3 Year | 7.65% |
| 3 Years 1 day to < 4 Years 7 Months | 7.70% |
| 4 Year 7 Months – 55 months | 7.70% |
| 4 Year 7 Months 1 day < = 5 Years | 7.70% |
| 5 Years 1 day – 10 Years | 7.50% |
HDFC Bank has also revised its recurring deposit interest rates for tenures of 27 months and 36 months, offering an interest rate of 7.15% for general citizens and 7.65% for senior citizens.
For tenures of 39 months, 48 months, and 60 months, the bank offers a 7.20% interest rate for general citizens and a 7.70% interest rate for senior citizens.
| Period | Interest Rate | Senior Citizen Rates | Effective |
| 6 Months | 4.50% | 5.00% | 24-Jan-23 |
| 9 Months | 5.75% | 6.25% | 24-Jan-23 |
| 12 Months | 6.60% | 7.10% | 24-Jan-23 |
| 15 Months | 7.10% | 7.60% | 21-Feb-23 |
| 24 Months | 7.00% | 7.50% | 24-Jan-23 |
| 27 Months | 7.15% | 7.65% | 10-Jun-24 |
| 36 Months | 7.15% | 7.65% | 10-Jun-24 |
| 39 Months | 7.20% | 7.70% | 10-Jun-24 |
| 48 Months | 7.20% | 7.70% | 10-Jun-24 |
| 60 Months | 7.20% | 7.70% | 10-Jun-24 |
| 90 Months | 7.00% | 7.50% | 2-May-24 |
| 120 Months | 7.00% | 7.50% | 2-May-24 |
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